Recorded Statements: Do I Have to Comply?

It is common for an adjuster to ask to take your recorded statement in Workers’ Compensation and Personal Injury claims. This sounds harmless, right? WRONG. You should ALWAYS speak with an attorney prior to providing a recorded statement, as this statement can and will be used against you later if possible!

What is a recorded statement? A recorded statement is a series of questions that an adjuster asks you about the circumstances and events surrounding an injury claim (or any claim for that matter). Your responses are then transcribed and ultimately become an official part of your file surrounding the claim.

Do I owe taxes on my Workers’ Compensation (WC) or Personal Injury (PI) Settlement?

It’s almost tax time! Have you received a Workers’ Compensation settlement or a Personal Injury settlement and wondering if these settlements are taxable income? Some of the answers are straightforward while others are not. Keep in mind, we are not tax lawyers or certified public accountants, so you should always run tax questions by the most qualified individuals, like your accountant.

I am working illegally. Can I file for Workers’ Compensation? Can I get fired?

Were you injured at work, but concerned because you are an undocumented worker? There must be so many questions and concerns going through your mind, and we are fully equipped to handle your concerns and our staff all fully bilingual.

*Can I file for Workers’ Compensation? – Yes.

Why do I have to pay my health insurance a portion out of my Personal Injury settlement?

When individuals are involved in a Personal Injury claim, they often assume that the liability carrier, which is the insurance company for the at-fault driver, is the responsible for paying for their medical treatment directly. Unfortunately, that is not how it works.

Can I be fired because I file a Workers’ Compensation claim or because I hire an attorney for my case?

The short answer is NO, not legally. Your employer cannot legally terminate you because you had a work injury or because you hired an attorney. You are entitled to know your legal rights and to file a legitimate claim for a work injury.

However, do not let the above facts confuse you into thinking that your job is protected because you got hurt at work, because that is not the case.

Can I get punitive damages in a Car Accident claim in North Carolina?

Were you injured in a car wreck and curious if you are entitled to punitive damages? First off, many people may confuse “punitive damages” with “pain and suffering”. To help in understanding the difference:

*Punitive Damages: This is when there was deliberate intention involved in the accident itself.

How do I get compensated after an Auto Accident that was not my fault?

Insurance coverage in an auto accident claim can be a grey area and difficult to comprehend. This blog seeks to provide you with a few possible coverage options which could be available to you if you are involved in an automobile accident when the accident was not your fault.

Why do my wages matter in a workers’ compensation claim?

A common mistaken belief is that the severity of your injury is the sole determining factor in how much your workers’ compensation claim may be worth monetarily. While more serious injuries are typically valued higher than less serious injuries, a significant factor in case value is how much you earn in wages in the job in which you were injured.

Workers’ Compensation Quiz: True or False?

Workers’ Compensation claims can be very overwhelming. See these commonly asked True/False questions below, and call our office for more details on your potential case.

You must pay taxes on your workers’ compensation benefits.
FALSE. Workers’ Compensation benefits are not taxed.

What is Underinsured Motorist (UIM), and do I need that coverage?

Insurance coverage on your vehicle with all of the confusing terms can be very tricky to understand. When choosing insurance coverage in their vehicle, most people in NC just select what is required, called “minimum policy limits.” It is typically the cheapest route and often what an agent will recommend.