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If You’ve Been in a Car Accident, Here’s What You Need to Know
A car accident can leave you shaken, injured, and unsure of what to do next. Even if you didn’t feel hurt immediately, symptoms of injuries can emerge hours or even days later—and dealing with insurance companies can be frustrating and confusing.
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Understanding the Statute of Limitations in North Carolina
When you’ve been injured—whether in a car accident, workplace injury, or slip-and-fall—you may be entitled to compensation. However, waiting too long to take action could mean losing your legal rights.
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You have been in a car accident. You slipped at the store. You were bitten by a neighbor’s dog. You did not cause your resulting injuries. Someone else’s negligence caused you to get hurt. But someone told you that you cannot even be 1% at fault in order to collect in a North Carolina personal injury claim.
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An auto accident can be very stressful. You are in shock. You are in pain. You are worried about medical bills and money. Perhaps you also have to put on a strong face for your kids and family, while trying to navigate life without a drivable vehicle.
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It is common for an adjuster to ask to take your recorded statement in Workers’ Compensation and Personal Injury claims. This sounds harmless, right? WRONG. You should ALWAYS speak with an attorney prior to providing a recorded statement, as this statement can and will be used against you later if possible!
What is a recorded statement? A recorded statement is a series of questions that an adjuster asks you about the circumstances and events surrounding an injury claim (or any claim for that matter). Your responses are then transcribed and ultimately become an official part of your file surrounding the claim.
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It’s almost tax time! Have you received a Workers’ Compensation settlement or a Personal Injury settlement and wondering if these settlements are taxable income? Some of the answers are straightforward while others are not. Keep in mind, we are not tax lawyers or certified public accountants, so you should always run tax questions by the most qualified individuals, like your accountant.
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When individuals are involved in a Personal Injury claim, they often assume that the liability carrier, which is the insurance company for the at-fault driver, is the responsible for paying for their medical treatment directly. Unfortunately, that is not how it works.
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Were you injured in a car wreck and curious if you are entitled to punitive damages? First off, many people may confuse “punitive damages” with “pain and suffering”. To help in understanding the difference:
*Punitive Damages: This is when there was deliberate intention involved in the accident itself.
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Insurance coverage on your vehicle with all of the confusing terms can be very tricky to understand. When choosing insurance coverage in their vehicle, most people in NC just select what is required, called “minimum policy limits.” It is typically the cheapest route and often what an agent will recommend.
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Were you in a car wreck or trucking accident and trying to figure out why your medical bills are piling up and not getting paid? After all, you were not at fault in this accident! Personal Injury claims in North Carolina can leave you feeling like you got the short end of the stick at times, and unfortunately, that feeling could extend to the settlement of your claim as well based on some applicable NC laws.