What is “Billed vs. Paid” and how does this affect my Personal Injury claim?

Were you in a car wreck or trucking accident and trying to figure out why your medical bills are piling up and not getting paid? After all, you were not at fault in this accident! Personal Injury claims in North Carolina can leave you feeling like you got the short end of the stick at times, and unfortunately, that feeling could extend to the settlement of your claim as well based on some applicable NC laws.

An Accident With a Commercial Truck is NOT the Same as a Car Accident

Taking to the highways instead of only using city streets can be one of the most time efficient ways of getting to your end destination. The only drawback, as we have all experienced, is that the highways have become the primary domain of commercial trucks! They are everywhere -- from 18-wheelers to service pickup trucks -- the highways are littered with them.

Top 5 Questions from Clients Involved in a Car Wreck:

(1) Will the driver who hit me pay for a rental car?
In North Carolina, the driver who is at fault is required to provide you with a rental car through their insurance. If this driver has car insurance, it is their insurance company that will fund and provide you with the rental car.

Minimum Insurance Policy Limits in NC May Not Protect You Properly

In North Carolina, drivers are required to carry a minimum of $30,000 in bodily injury coverage as a part of their liability car insurance. This bodily injury liability insurance covers the other person’s injuries in the case that you cause a damaging car accident, in addition to covering legal expenses in the case that you are sued after a crash.

*Top 5 Questions from Clients Who Have Been Hurt at Work:

Number 1: Will I be fired?

In North Carolina, you cannot legally be fired for filing a workers’ compensation claim. This is due to North Carolina’s Retaliatory Discharge Act (REDA), which protects employees from certain situations such as being fired after a workplace injury.

Suitable Employment – What is it?

A key goal of the North Carolina workers’ compensation system is to get injured workers back to work as quickly as possible after they sustain an injury. Thus, you may notice your employer, insurance adjuster, or nurse case manager pushing your doctor to send you back to work as soon as possible.

Is My Injury Covered by Workers’ Compensation

Workers’ compensation laws can be tricky to understand. They vary by state, they’re complicated, and at first glance, they can seem overwhelming. Workers’ compensations laws are put into place to help you get the help that you need when you’ve suffered from a workplace injury, regardless of if it was your fault or your employer’s.

However, not every work injury is covered under workers’ compensation.

The Truth, The Whole Truth, and Nothing But The Truth

Everyone does it. You know, those itty bitty, teeny weeny, little innocent fibs that sometimes slip out of your mouth during your annual visit with your doctor.

“What” you say. Not me. I never! How dare you say such a thing!

Perhaps this rings a bell…. You go to your doctor for your annual physical and they begin the examination with those slightly irritating set of “standard questions.

Heat exhaustion at work? You may be eligible for Workers’ Compensation!

The summer months bring with them clear blue skies, fun family barbeques, and refreshing swims in the pool. However, the North Carolina heat and humidity follow close behind, bringing the possibility of dehydration, heat exhaustion, and - more seriously - heat stroke.