Minimum Insurance Policy Limits in NC May Not Protect You Properly

Understanding the risks of relying on the legal minimums for auto insurance coverage

In North Carolina, state law requires drivers to carry a minimum amount of liability insurance, $30,000 per person in bodily injury coverage and $60,000 per accident.

*Top 5 Questions from Clients Who Have Been Hurt at Work:

Number 1: Will I be fired?

In North Carolina, you cannot legally be fired for filing a workers’ compensation claim. This is due to North Carolina’s Retaliatory Discharge Act (REDA), which protects employees from certain situations such as being fired after a workplace injury.

What Is “Suitable Employment” in North Carolina Workers’ Compensation?

One major goal of the North Carolina Workers’ Compensation system is to help injured workers return to the workforce safely and as quickly as medically appropriate. But what happens when your doctor, employer, or case manager pushes you to go back to work before you feel ready?

In these situations, it’s important to understand the concept of “suitable employment”, and how it impacts your right to continue receiving Workers’ Compensation benefits.

Is My Injury Covered by Workers’ Compensation

Workers’ compensation laws can be tricky to understand. They vary by state, they’re complicated, and at first glance, they can seem overwhelming. Workers’ compensations laws are put into place to help you get the help that you need when you’ve suffered from a workplace injury, regardless of if it was your fault or your employer’s.

However, not every work injury is covered under workers’ compensation.

The Truth, The Whole Truth, and Nothing But The Truth

Everyone does it. You know, those itty bitty, teeny weeny, little innocent fibs that sometimes slip out of your mouth during your annual visit with your doctor.

“What” you say. Not me. I never! How dare you say such a thing!

Perhaps this rings a bell…. You go to your doctor for your annual physical and they begin the examination with those slightly irritating set of “standard questions.

Heat Exhaustion at Work? You May Be Eligible for Workers’ Compensation

Working in the North Carolina heat can be dangerous, and if you’ve suffered from heat exhaustion or a related condition on the job, you may qualify for Workers’ Compensation benefits. Many injured workers don’t realize that heat-related illnesses can be covered, even when no traumatic accident occurred.

Will Delaying Medical Care Negatively Affect My Personal Injury Case?

Imagine you’ve just been injured in a car wreck or other significant accident and emergency medical providers arrive on the scene. You feel anxious, overwhelmed, and upset. The emergency providers strongly suggest you seek medical care as soon as possible, but with adrenaline pumping through your veins and thoughts rushing through your head, going to the hospital is the very last thing you want to do.

Do You Know Who You Work For?

When you have been injured on the job and call Shankle Law Firm office for your completely free initial consultation, one of the most crucial questions you will be asked outside of the nature of your injury is, “who is your employer?” Why? Because to file a workers’ compensation claim, we must be able to identify your employer.

I Didn’t Cause This Wreck, But Now What Do I Do?

When a car accident is not your fault, it may seem straight forward that the other person’s insurance should pay for everything. Unfortunately, it’s not that simple.

There are numerous steps involved, but here are a few things you can do in order help protect your case:

*If there are any witnesses, be sure they stick around for the police to arrive in order to give their statement as well.