Recorded Statements: Do I Have to Comply?

Recorded Statements in Injury Claims: Do You Have to Comply?

If you’ve filed a Workers’ Compensation or personal injury claim, there’s a good chance an insurance adjuster will ask for a recorded statement. It might sound routine, even harmless.

Do I owe taxes on my Workers’ Compensation (WC) or Personal Injury (PI) Settlement?

It’s almost tax time! Have you received a Workers’ Compensation settlement or a Personal Injury settlement and wondering if these settlements are taxable income? Some of the answers are straightforward while others are not. Keep in mind, we are not tax lawyers or certified public accountants, so you should always run tax questions by the most qualified individuals, like your accountant.

Why Do I Have to Pay Back My Health Insurance From My Personal Injury Settlement?

One of the most common surprises for people pursuing a personal injury claim is learning they may have to reimburse their health insurance provider from their settlement. Understandably, this can feel frustrating and confusing, especially when you're dealing with injuries, missed work, and mounting stress.

What is Underinsured Motorist (UIM), and do I need that coverage?

Insurance coverage on your vehicle with all of the confusing terms can be very tricky to understand. When choosing insurance coverage in their vehicle, most people in NC just select what is required, called “minimum policy limits.” It is typically the cheapest route and often what an agent will recommend.

Understanding “Billed vs. Paid” in North Carolina Personal Injury Claims

If you've been in a car accident or trucking collision in North Carolina, you may find yourself buried under medical bills that don’t seem to match the compensation you're being offered. You weren’t at fault so why does it feel like the system is working against you?

One reason is North Carolina’s “billed vs.

An Accident With a Commercial Truck is NOT the Same as a Car Accident

Taking to the highways instead of only using city streets can be one of the most time efficient ways of getting to your end destination. The only drawback, as we have all experienced, is that the highways have become the primary domain of commercial trucks! They are everywhere -- from 18-wheelers to service pickup trucks -- the highways are littered with them.

Top 5 Questions from Clients Involved in a Car Wreck:

(1) Will the driver who hit me pay for a rental car?
In North Carolina, the driver who is at fault is required to provide you with a rental car through their insurance. If this driver has car insurance, it is their insurance company that will fund and provide you with the rental car.

Is My Injury Covered by Workers’ Compensation

Workers’ compensation laws can be tricky to understand. They vary by state, they’re complicated, and at first glance, they can seem overwhelming. Workers’ compensations laws are put into place to help you get the help that you need when you’ve suffered from a workplace injury, regardless of if it was your fault or your employer’s.

However, not every work injury is covered under workers’ compensation.

I Didn’t Cause This Wreck, But Now What Do I Do?

When a car accident is not your fault, it may seem straight forward that the other person’s insurance should pay for everything. Unfortunately, it’s not that simple.

There are numerous steps involved, but here are a few things you can do in order help protect your case:

*If there are any witnesses, be sure they stick around for the police to arrive in order to give their statement as well.